IN THE LAST 12 MOTNHS UTAH HOME VALUES LIKE OTHER STATES HAVE DROPPED VALUE AND IN TURN MAKES IT DIFFICULT TO REFINANCE TO LOWER YOUR INTEREST RATE OR EVEN TO DO A CASH OUT REFINANCE TO CONSOLIDATE DEBT .
THE PRESIDENT HAS PASSED A BILL THAT ALLOWS YOU TO REFINANCE YOUR HOME UP TO 105% AND IN SOME CASES 125% OF THE HOMES LOAN TO VALUE , AS LONG AS YOU MEET THE CERTAIN CRITERIA YOU MUST REQUALIFY WITH YOUR CREDIT SCORE AND INCOME , AS WELL AS HAVE AN APPRAISAL DONE JUST TO ESTABLISH A VALUE , IF YOU ARE NOT PAYING MORTGAGE INSURANCE NOW WITH THE REFINANCE PLUS LOAN YOU ARE NOT REQUIRED TO PAY IT EVEN IF YOUR APPRAISES FOR A LOWER AMOUNT AND EVEN IF YOU ARE NOT AT 80%.
YOUR LOAN MUST BE OWNED BY FANNIEMAE HIT THE LINK AND RUN THE ADDRESS SEARCH THROUGH THE FANNIE MAE PROPERTY LOCATER FANNIEMAE AND SEE IF A MATCH IS FOUND , ONCE YOU HAVE ESTABLISHED THAT FANNIEMAE OWNS YOUR LOAN YOU SHOULD CONTACT DANIEL PARIS AT (801) 604-4949 OR YOU CAN VISITE MY WEBSITE AND FILL OUT AN APPLICATION OR REQUEST A FREE QUOTE.
DANIEL PARIS
APPLY ONLINE AT www.utahlowrate.com
Professional Mortgage Loan Specialist
Christian Roberts Mortgage
512 E Winchester Plaza
Murray, UT 84107
(801) 604-4949 mobile
(801) 716-5237 office
(888) 880-3472 direct fax
danparis02@hotmail.com
Showing posts with label slc refinance. Show all posts
Showing posts with label slc refinance. Show all posts
Tuesday, April 27, 2010
BROKER VS BANKER FOR MORTGAGE LOANS IN UTAH!!!!!
A broker will always be able to offer lower 30 and 15 year fixed interest rates for a home purchase or refinance loan , the local and larger banks do not have to be as competeitive due to the loyal patrons that do their banking with these institutions.
The Banks count on this loyalty in hopes that most of their patrons look to them as the best priced bank and there is no need to shop for a better mortgage rate , so with about 80% of people thinking this way , they will never shop a rate, not realizing that a mortgage broker can always get a lower mortgage rate.
Brokers are an elite group of peoepl who have spent there careers , educating themselves and aligning with the best priced wholesale banks in the United States . You will always be able to contact a broker any day of the week even after 5:00 pm versus dealing with an hourly employee of a bank when they are usually closed or it might be their day off, so in turn if their is an issue with your home purchase and the bank is closed and you have an emergancy that needs to be handled after normal buisness hours , you can always count on a good mortgage broker to solve it.
OPEN 7 DAYS A WEEK 24 HOURS A DAY! (801) 604-4949 / DANIEL PARIS
DANIEL PARIS
APPLY ONLINE AT www.utahlowrate.com
Professional Mortgage Loan Specialist
Christian Roberts Mortgage
512 E Winchester Plaza
Murray, UT 84107
(801) 604-4949 mobile
(801) 716-5237 office
(888) 880-3472 direct fax
danparis02@hotmail.com
The Banks count on this loyalty in hopes that most of their patrons look to them as the best priced bank and there is no need to shop for a better mortgage rate , so with about 80% of people thinking this way , they will never shop a rate, not realizing that a mortgage broker can always get a lower mortgage rate.
Brokers are an elite group of peoepl who have spent there careers , educating themselves and aligning with the best priced wholesale banks in the United States . You will always be able to contact a broker any day of the week even after 5:00 pm versus dealing with an hourly employee of a bank when they are usually closed or it might be their day off, so in turn if their is an issue with your home purchase and the bank is closed and you have an emergancy that needs to be handled after normal buisness hours , you can always count on a good mortgage broker to solve it.
OPEN 7 DAYS A WEEK 24 HOURS A DAY! (801) 604-4949 / DANIEL PARIS
DANIEL PARIS
APPLY ONLINE AT www.utahlowrate.com
Professional Mortgage Loan Specialist
Christian Roberts Mortgage
512 E Winchester Plaza
Murray, UT 84107
(801) 604-4949 mobile
(801) 716-5237 office
(888) 880-3472 direct fax
danparis02@hotmail.com
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