30 YEAR FIXED MORTGAGE RATES TODAY 3.875% / 4.034 APR / 15 YEAR FIXED RATES 3.375% / 3.656 APR / DANIEL PARIS 801-604-4949 I OFFER THE LOWEST MORTGAGE RATES IN UTAH !!!!!! http://www.utahlowrate.com/home.htm ALSO ASK ME ABOUT MY NO COST CONVENTIONAL REFINANCE LOANS AND CONVENTIONAL HIGH BALANCE LOANS IN THE LOW 4'S / AND JUMBO NO COST REFINANCE LOANS IN THE LOW 4'S